The Card Access Services ETx is an electronic payment gateway and data management platform providing interfaces to financial institutions and customer host systems for automatic processing of payments and update of information.
ETx accepts transactions (financial or other) from fixed or mobile payment devices, customer applications such as point of sale, inventory or logistics management and job dispatch, and links the transaction record with the service description, ensuring the business has easy access to this information when required.
Whether you are looking for an electronic payment gateway for your own use or wanting to provide payments as part of a service to your customers, ETx is the ideal environment and offers a range of payment and transactional services. Theseinclude electronic bill payments (web and IVR, recurring), online shopping cart integration, virtual terminal services, batch processing and mobile payments, and ETx provides the technical link between customer centric services and host systems.
ETx complies with international banking and payment industry security standards, including PCI DSS (Payment Card Industry Data Security Standards) with payment information stored securely within ETx's Customer Information Vault.
Have total control of your transaction environment without dependence on third party providers, banks or card issuers. Improve customer service and customer loyalty whilst generating revenue for your business with ETx.
Deployment & Scalability
ETx is typically deployed across multiple production servers to comply with PCI DSS and enable high transaction throughput. However, the architecture also allows for deployments on a single server for smaller sites or for development and test purposes.
Security
ETx and its product suite are compliant with the Payment Card Industry Data Security Standards (PCI DSS), Verified By Visa and MasterCard SecureCode. All transaction and customer data is secured end to end using a combination of SSL, RSA and 3DES encryption standards.
Reporting and Reconciliation
Reduce administration overheads and improve reconciliation processes. ETx provides an aggregation point for transactions from the various products and customers with a range of reporting and administration tools available to aid and speed up account reconciliation processes. These include online transaction reports that can be generated on individual transactions, per customer, per product or per business unit and accessed in real time, ensuring that the business has the most up to date information when they need it.
In addition to the payment information, customer specific information collected/generated by the business's system can also be included with each transaction request and reported on as required. This can include billing and reference/invoice numbers, customer account or bill description information. Report files are also generated and can be imported directly into existing point of sale and back office billing systems, further simplifying reconciliation processes.
Integration and Support
ETX provides an easy way for businesses to develop their own applications and integrate directly into back end applications such as accounting and billing systems for automatic updates. Process transactions (financial or other) from multiple channels including internet or fixed/mobile payment terminals via the one convenient integrated solution whilst maintaining total security and control of your environment. CAS provides installation and configuration services, with ongoing maintenance, helpdesk support and training of administration and support staff.
For a high level overview, click here
