Direct debit processing works very much like credit card processing. Information is collected via fax, phone or internet and submitted to Card Access Services who secure and encrypt the information and processing schedule.

Anyone with a bank account is capable of paying by direct debit.

Preferred for its various benefits, direct debit is mostly used to pay for online subscriptions and invoice amounts. Direct debits provide customers with a guarantee in case errors in processing or goods dispatch occur. Customers are also notified in case of changes of data or variations in the amount deducted.

Direct debit allows you to stretch the payment over a longer period of agreed time. Simple, safe infrastructure and documentation makes it far more secure for customers and merchants.

Direct debit processing also saves the cost of debt collections and reduces bank charges. As mentioned before, no merchant service fees are applicable, and direct debit offers merchants a means of targeting a wider market with a low credit card penetration.

Direct debits help merchants gain a more predictable cash flow and aid in building a better and loyal customer base.

If you own a small business, whether related to a high or low risk industry, direct debit provides you with a cost effective solution which is preferred worldwide over cheques and credit cards.

CAS products all support Direct debit transactions. For more details e-mail: sales@cardaccess.com.au